Policy Page

Accessibility Statement

Effective Date: April 19, 2025

Our Commitment

Legacy Point Financial is committed to ensuring that our website and digital content are accessible to all individuals, including those with disabilities. We believe that everyone deserves equal access to financial planning information and the ability to engage with our services without barriers.

We strive to meet or exceed the standards set forth in the Web Content Accessibility Guidelines (WCAG) 2.1, Level AA, as published by the World Wide Web Consortium (W3C). These guidelines explain how to make web content more accessible to people with disabilities, including those with visual, auditory, motor, and cognitive impairments.

2. Accessibility Features

We have taken a number of steps to improve the accessibility of our website, including:

2.1 Visual Accessibility

Text and interactive elements are designed with sufficient color contrast ratios to support users with low vision
Font sizes are scalable and can be increased using standard browser settings without loss of content or functionality
Images and non-text content include descriptive alternative text (alt text) for screen reader users
Our site design avoids relying on color alone to convey information

2.2 Navigation and Structure

Pages are structured with clear, consistent heading hierarchies to support screen reader navigation
All interactive elements, including links and buttons, are clearly labeled
Our website is designed to be navigable using a keyboard alone, without requiring a mouse
Focus indicators are visible for keyboard users
Skip navigation links are provided to bypass repetitive content

2.3 Content and Readability

Plain language is used throughout our website to ensure content is clear and understandable
Documents provided for download are formatted to support accessibility where possible
Video and audio content includes captions or transcripts where applicable

3. Assistive Technology Compatibility

Our website is designed to be compatible with commonly used assistive technologies, including:

Screen readers such as JAWS, NVDA, and VoiceOver
Voice recognition software such as Dragon NaturallySpeaking
Screen magnification tools
Keyboard-only navigation

We aim to ensure compatibility with current versions of major web browsers, including Google Chrome, Mozilla Firefox, Apple Safari, and Microsoft Edge.

4. Known Limitations

While we make every effort to ensure our website is fully accessible, some content or third-party tools embedded on our site may not yet meet all accessibility standards. These may include:

Third-party content or tools provided by LPL Financial or other partners, which are governed by their own accessibility policies
Older documents or PDFs that were created prior to the adoption of current accessibility standards
Certain interactive features that are actively being reviewed and improved

We are actively working to identify and address any accessibility gaps. If you encounter a specific barrier, please contact us directly so we can assist you and prioritize the issue.

5. Alternative Access

If you are unable to access any content or functionality on our website due to a disability, we are happy to provide that information in an alternative format. Please contact us and we will do our best to accommodate your needs promptly and at no cost to you.

We can provide assistance by phone, email, or in-person at our office in Brookings, South Dakota.

6. Feedback and Contact

We welcome feedback on the accessibility of our website. If you experience any barriers, notice an issue, or have suggestions for improvement, please reach out to us. Your input helps us continually improve the experience for all visitors.

Cam Jones

Legacy Point Financial

326 W 6th Street

Brookings, SD 57006

Phone: (605) 627-1085

Email: cam.jones@legacypoint.com

We aim to respond to accessibility feedback within two (2) business days.

7. Formal Complaints

If you are not satisfied with our response to your accessibility concern, you may contact the U.S. Department of Justice Civil Rights Division or file a complaint with the relevant federal or state agency overseeing digital accessibility compliance.

8. Review and Updates

This Accessibility Statement is reviewed and updated regularly as we make improvements to our website. We are committed to ongoing accessibility improvement and will continue to evaluate our digital presence against evolving standards.

Last reviewed: April 19, 2025

Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA & SIPC.

Terms & Conditions

Effective Date: April 19, 2025

1. Agreement to Terms

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("user," "you," or "your") and Legacy Point Financial ("we," "us," or "our"). By accessing or using our website at legacypoint.com, you acknowledge that you have read, understood, and agree to be bound by these Terms.

If you do not agree to these Terms, please do not use our website or services. We reserve the right to modify these Terms at any time. Changes become effective upon posting to the website. Your continued use of the site following any changes constitutes your acceptance of the revised Terms.

2. Use of the Website

2.1 Permitted Use

You may access and use our website for lawful, personal, and informational purposes. You agree not to:

Use the site for any unlawful purpose or in violation of any applicable law or regulation
Attempt to gain unauthorized access to any portion of the website or its related systems
Transmit any harmful, disruptive, or unauthorized content
Use automated tools or bots to scrape, crawl, or collect data from the site
Reproduce, duplicate, or distribute any content from the site without our express written permission
Impersonate any person or entity or misrepresent your affiliation with any person or entity

2.2 Eligibility

Our website and services are intended for individuals who are at least 18 years of age. By using this site, you represent and warrant that you meet this age requirement. Our services are available to residents of states in which our registered representatives are properly licensed. No offer or solicitation is made to residents of any other state.

3. Informational Content — Not Investment Advice

The content on this website is provided for general informational and educational purposes only. Nothing on this website constitutes investment advice, financial advice, legal advice, or tax advice, and should not be construed as a solicitation or offer to buy or sell any security or investment product.

Past performance is not indicative of future results. All investments involve risk, including the potential loss of principal. You should consult with a qualified financial professional before making any investment decisions based on information contained on this website.

The information on this website is developed from sources believed to be reliable but is not guaranteed as to accuracy or completeness. Legacy Point Financial is not responsible for any errors or omissions or for results obtained from the use of such information.

4. Regulatory Disclosures

Securities and Advisory Services are offered through LPL Financial, a Registered Investment Advisor and member of FINRA and SIPC. Legacy Point Financial is a separate entity from LPL Financial.

The LPL Financial registered representative(s) associated with this website may only discuss and/or transact securities business with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

You are encouraged to check the background of your financial professional on FINRA's BrokerCheck, available at brokercheck.finra.org.

5. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, icons, images, and the overall design, is the property of Legacy Point Financial or its content suppliers and is protected by applicable copyright, trademark, and intellectual property laws.

The BluePrint Process™, BluePrint Analysis™, and other proprietary marks displayed on this site are trademarks of Legacy Point Financial. Unauthorized use of any trademarks, trade names, or service marks displayed on this site is strictly prohibited.

You may not reproduce, distribute, modify, create derivative works from, publicly display, or otherwise exploit any content from this website without our prior written consent.

6. Third-Party Links and Resources

Our website may contain links to third-party websites, including LPL Financial's client portal, regulatory bodies, and other external resources. These links are provided for your convenience only. We do not control, endorse, or assume responsibility for the content, privacy practices, or terms of any third-party website.

We encourage you to read the terms and privacy policies of any third-party site you visit. Your use of third-party sites is at your own risk.

7. Privacy

Your use of this website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices regarding the collection, use, and protection of your personal information.

8. Disclaimer of Warranties

This website and all content, materials, and services provided through it are offered on an "as is" and "as available" basis, without warranties of any kind, either express or implied. To the fullest extent permitted by law, Legacy Point Financial disclaims all warranties, including but not limited to:

Implied warranties of merchantability, fitness for a particular purpose, and non-infringement
Warranties that the website will be available, uninterrupted, error-free, or free of viruses or other harmful components
Warranties regarding the accuracy, reliability, completeness, or timeliness of any content on the site

9. Limitation of Liability

To the fullest extent permitted by applicable law, Legacy Point Financial, its principals, employees, affiliates, and agents shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from or related to:

Your use of or inability to use this website
Any content obtained from this website
Unauthorized access to or alteration of your transmissions or data
Any other matter relating to this website

This limitation applies even if Legacy Point Financial has been advised of the possibility of such damages. Some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, so this limitation may not apply to you.

10. Indemnification

You agree to indemnify, defend, and hold harmless Legacy Point Financial and its principals, employees, affiliates, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys’ fees, arising out of or in connection with your use of this website, your violation of these Terms, or your violation of any rights of any third party.

11. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of South Dakota, without regard to its conflict of law principles. Any dispute arising under or relating to these Terms or your use of this website shall be resolved through binding arbitration in accordance with the applicable rules of FINRA, where required, or through the courts of Brookings County, South Dakota.

12. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable under applicable law, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.

13. Entire Agreement

These Terms, together with our Privacy Policy and any other agreements entered into between you and Legacy Point Financial in connection with our services, constitute the entire agreement between you and Legacy Point Financial with respect to your use of this website and supersede all prior or contemporaneous communications and proposals.

14. Contact Information

If you have any questions about these Terms and Conditions, please contact us:

Cam Jones

Legacy Point Financial

326 W 6th Street

Brookings, SD 57006

Phone: (605) 627-1085

Email: cam.jones@legacypoint.com

Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA & SIPC. LPL Financial Form CRS available at lpl.com.

Last updated: April 19, 2025

Privacy Policy

Effective Date: April 19, 2025

1. Introduction

Legacy Point Financial ("we," "us," or "our") is committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website at legacypoint.com, contact us, or engage with our financial planning and wealth management services.

Please read this policy carefully. If you have any questions or concerns, you may contact us at any time using the information provided at the end of this document.

2. Information We Collect

2.1 Information You Provide Directly

We may collect personal information that you voluntarily provide to us when you:

Complete our contact or inquiry forms
Schedule a consultation or introductory call
Become a client of Legacy Point Financial
Communicate with us by email, phone, or other means
Subscribe to newsletters or other communications

The types of personal information we may collect include:

Full name and contact information (email, phone number, mailing address)
Financial information necessary to provide planning and advisory services
Employment and income information
Social Security Number or Tax Identification Number (for client accounts)
Investment objectives, risk tolerance, and financial goals
Date of birth and marital status
Estate planning and beneficiary information

2.2 Information Collected Automatically

When you visit our website, certain information may be collected automatically, including:

IP address and general location data
Browser type and version
Pages visited and time spent on the site
Referring URLs
Device type and operating system

This information is collected using cookies and similar tracking technologies. You may adjust your browser settings to refuse cookies; however, doing so may affect certain features of our website.

3. How We Use Your Information

We use the information we collect for purposes including:

Providing, operating, and improving our financial planning and wealth management services
Responding to your inquiries and scheduling consultations
Preparing and delivering your BluePrint Analysis™ and ongoing BluePrint planning services
Complying with applicable legal, regulatory, and reporting requirements
Fulfilling our obligations under FINRA, SEC, and applicable state regulations
Sending administrative communications, account updates, and service notices
Sending marketing communications where you have consented or where permitted by law
Protecting against fraud, unauthorized activity, and security threats
Improving our website and user experience

4. How We Share Your Information

We do not sell, rent, or trade your personal information. We may share your information in the following limited circumstances:

4.1 Service Providers and Partners

We may share information with trusted third parties who assist us in operating our business and delivering services, including our broker-dealer, LPL Financial, custodians, technology providers, and compliance service providers. These parties are contractually obligated to use your information only as directed by us and in accordance with applicable law.

4.2 Legal and Regulatory Requirements

We may disclose your information when required by law, regulatory authority, court order, or government request — including to FINRA, the SEC, or state securities regulators. We may also disclose information when necessary to protect our legal rights, prevent fraud, or respond to an emergency.

4.3 Business Transfers

In the event of a merger, acquisition, or sale of all or part of our business, your information may be transferred to the successor entity, subject to the same privacy protections described in this policy.

4.4 With Your Consent

We may share your information with other parties when you have given us your explicit consent to do so.

5. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes described in this policy, maintain our client relationship, and comply with our legal and regulatory obligations. Financial records and client files are typically retained for a minimum of six (6) years as required by applicable securities regulations, though certain records may be retained longer.

6. Data Security

We implement reasonable administrative, technical, and physical safeguards designed to protect your personal information from unauthorized access, disclosure, alteration, or destruction. These measures include encrypted transmission of sensitive data, secure storage systems, and access controls limiting who may view your information.

No method of transmission over the internet or electronic storage is completely secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee absolute security.

7. Your Rights and Choices

Depending on your state of residence, you may have certain rights regarding your personal information, including:

The right to access and receive a copy of the personal information we hold about you
The right to request correction of inaccurate or incomplete information
The right to request deletion of your personal information, subject to legal retention requirements
The right to opt out of marketing communications at any time
The right to lodge a complaint with a supervisory authority

To exercise any of these rights, please contact us using the information provided in Section 10 below.

8. Third-Party Links

Our website may contain links to third-party websites, including LPL Financial's client portal and other external resources. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies before providing any personal information.

9. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will revise the effective date at the top of this document. We encourage you to review this policy periodically to stay informed about how we protect your information. Continued use of our services following any changes constitutes your acceptance of the updated policy.

10. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact:

Cam Jones

Legacy Point Financial

326 W 6th Street

Brookings, SD 57006

Phone: (605) 627-1085

Email: cam.jones@legacypoint.com

Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA & SIPC.