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For years, your paycheck came from an employer. Taxes were withheld, benefits deducted, and what hit your account was yours to spend. Retirement flips that script. Suddenly,  you  become the one deciding when and how to pay yourself. For many South Dakotans nearing retirement, this can be one of the most important financial transitions — and one that naturally comes with questions: Which account should I draw from first? How do I balance taxes, Social Security, and Medicare c

When it comes to financial advice, one size never fits all — especially here in South Dakota. At Legacy Point Financial, we believe...